Our Company

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about us

Who We Are

Nature Coast Financial Services was founded in 1997 as a wholly-owned subsidiary of Perkins State Bank to offer investment and brokerage services to the bank’s customers. It began as a one advisor office inside of the main bank and expanded to its present location in 1999.

Since that time, NCFS has expanded to three advisors serving Drummond Community Bank’s customers and North Central Florida’s residents and businesses. Jim Cason has managed NCFS since its inception and has been managing investment portfolios since 1987. Justin Hardy joined the firm in 2013. Justin has offered financial products and services.



Through agreements with Lincoln Investment, a full-service broker dealer, and NCFS' registered representatives, we offer a wide array of securities products and services to individuals, businesses and municipalities. Representatives can help you assess and choose the right investments that work for you. Brokerage services include securities trading, mutual fund investing, advisory accounts and retirement accounts. NCFS representatives also provide benefit solutions for businesses and municipalities including group health, life, disability and retirement plans.

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Office Location

Nature Coast Financial Services
425 E Noble Ave
Williston, FL 32696


Thank You For Visiting Us

VISIT OUR AFFILIATE SITES : Drummond Community Bank | Nature Coast Insurance | Bankers Title of the Nature Coast


Advisory services offered through Lincoln Investment or Capital Analysts, Registered Investment Advisors. Securities offered through Lincoln Investment, Broker Dealer, Member FINRA/SIPC www.lincolninvestment.com
Nature Coast Financial Services, Inc., and the above firms are independent, and not affiliated.

This site has been prepared solely for information purposes is not intended to be a solicitation, offer or sale of securities products or investment advisory services to anyone who resides outside of the United States.

Lincoln Investment and Capital Analysts are registered as investment advisers with the U.S. Securities and Exchange Commission and Lincoln Investment is registered as a broker/dealer in all 50 states.
Lincoln Investment, Capital Analysts and its Financial Representatives may only transact business in a particular state if first registered and only after complying with registration requirements.